Allstate Kentucky Auto Insurance Rates
Median premium: $1,083/6mo across 946 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How Allstate Compares in Kentucky
Median 6-month premium across all rated ZIPs. Allstate highlighted in blue.
Geographic Detail
Cheapest Cities for Allstate
| City | Avg Premium | vs. State Median |
|---|---|---|
| Burgin | $1,083 | +30% |
| Carlisle | $1,083 | +30% |
| Clay City | $1,083 | +30% |
Most Expensive Cities for Allstate
| City | Avg Premium | vs. State Median |
|---|---|---|
| Louisville | $1,376 | +65% |
| Westview | $1,376 | +65% |
| West Point | $1,376 | +65% |
Allstate Kentucky Insurance FAQ
ZIP Code Lookup
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Other carriers in Kentucky
Allstate ranks #10 out of 11 carriers in Kentucky with a median 6-month premium of $1,083. This places Allstate 30% above the statewide median of $835. The carrier covers 946 ZIP codes across the state, with premiums ranging from $1,083 to $1,376.
Allstate is the cheapest option in 0% of Kentucky ZIP codes (0 ZIPs). The most affordable Allstate rates are found in Burgin, where the average premium is just $1,083. On the other end, Louisville has the highest Allstate premiums, averaging $1,376 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 11 carriers, 946 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.