American Family Ohio Auto Insurance Rates

Median premium: $549/6mo across 1,416 ZIP codes.

Based on SERFF regulatory rate filings — updated March 2026.

Median Premium
$549
per 6 months
Premium Range
$337$949
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
1,416
ZIP codes rated

How American Family Compares in Ohio

Median 6-month premium across all rated ZIPs. American Family highlighted in blue.

Progressive
100% cheapest$406
USAA
0% cheapest$416
Erie Insurance
0% cheapest$491
Auto-Owners
0% cheapest$520
State Farm
0% cheapest$532
American Family
0% cheapest$549
GEICO
0% cheapest$578
Farmers
0% cheapest$624
Nationwide
0% cheapest$636
Travelers
0% cheapest$647
Liberty Mutual
0% cheapest$665
Allstate
0% cheapest$751

Geographic Detail

Cheapest Cities for American Family

CityAvg Premiumvs. State Median
Alvada$337-40%
Arcadia$337-40%
Attica$337-40%

Most Expensive Cities for American Family

CityAvg Premiumvs. State Median
Solon$926+64%
Maple Heights$926+64%
Beachwood$926+64%

American Family Ohio Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see American Family's rate in your area.

Other carriers in Ohio

View all Ohio carriers →

American Family ranks #6 out of 12 carriers in Ohio with a median 6-month premium of $549. This places American Family 3% below the statewide median of $564. The carrier covers 1,416 ZIP codes across the state, with premiums ranging from $337 to $949.

American Family is the cheapest option in 0% of Ohio ZIP codes (0 ZIPs). The most affordable American Family rates are found in Alvada, where the average premium is just $337. On the other end, Solon has the highest American Family premiums, averaging $926 per 6-month term.

All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 12 carriers, 1,416 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.