Cincinnati Financial Alabama Auto Insurance Rates

Median premium: $942/6mo across 811 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Cincinnati Financial filed with the Alabama Department of Insurance.

Median Premium
$942
per 6 months
Premium Range
$688–$1,232
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
811
ZIP codes rated

How Cincinnati Financial Compares in Alabama

Median 6-month premium across all rated ZIPs. Cincinnati Financial highlighted in blue.

USAA
100% cheapest$774
Auto-Owners
0% cheapest$785
State Farm
0% cheapest$803
Progressive
0% cheapest$856
Farmers
0% cheapest$889
Amica Mutual
0% cheapest$890
The Hartford
0% cheapest$916
Cincinnati Financial
0% cheapest$942
Nationwide
0% cheapest$960
Travelers
0% cheapest$977
Liberty Mutual
0% cheapest$1,003
Allstate
0% cheapest$1,134
GEICO
0% cheapest$1,201

Geographic Detail

Cheapest Cities for Cincinnati Financial

CityAvg Premiumvs. State Median
Bear Creek$688-25%
Beaverton$688-25%
Brilliant$688-25%

Most Expensive Cities for Cincinnati Financial

CityAvg Premiumvs. State Median
Horton$1,232+34%
Guntersville$1,232+34%
Albertville$1,232+34%

Cincinnati Financial Alabama Insurance FAQ

ZIP Code Lookup

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Other carriers in Alabama

USAA$774/6moState Farm$803/6moGEICO$1,201/6moProgressive$856/6moFarmers$889/6moAllstate$1,134/6moNationwide$960/6moLiberty Mutual$1,003/6moTravelers$977/6moAuto-Owners$785/6moThe Hartford$916/6moAmica Mutual$890/6mo
View all Alabama carriers →

Cincinnati Financial ranks #8 out of 13 carriers in Alabama with a median 6-month premium of $942. This places Cincinnati Financial 3% above the statewide median of $916. The carrier covers 811 ZIP codes across the state, with premiums ranging from $688 to $1,232.

Cincinnati Financial is the cheapest option in 0% of Alabama ZIP codes (0 ZIPs). The most affordable Cincinnati Financial rates are found in Bear Creek, where the average premium is just $688. On the other end, Horton has the highest Cincinnati Financial premiums, averaging $1,232 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Cincinnati Financial filed with the Alabama Department of Insurance. Rates shown are calculated using Cincinnati Financial's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 13 carriers, 811 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.