Farmers Idaho Auto Insurance Rates
Median premium: $1,433/6mo across 320 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How Farmers Compares in Idaho
Median 6-month premium across all rated ZIPs. Farmers highlighted in blue.
Geographic Detail
Cheapest Cities for Farmers
| City | Avg Premium | vs. State Median |
|---|---|---|
| Lewiston | $1,135 | +73% |
| Princeton | $1,213 | +85% |
| Culdesac | $1,222 | +86% |
Most Expensive Cities for Farmers
| City | Avg Premium | vs. State Median |
|---|---|---|
| Iona | $1,740 | +165% |
| Idaho Falls | $1,697 | +159% |
| Clark Fork | $1,691 | +158% |
Farmers Idaho Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see Farmers's rate in your area.
Other carriers in Idaho
Farmers ranks #10 out of 10 carriers in Idaho with a median 6-month premium of $1,433. This places Farmers 118% above the statewide median of $656. The carrier covers 320 ZIP codes across the state, with premiums ranging from $1,135 to $1,773.
Farmers is the cheapest option in 0% of Idaho ZIP codes (0 ZIPs). The most affordable Farmers rates are found in Lewiston, where the average premium is just $1,135. On the other end, Iona has the highest Farmers premiums, averaging $1,740 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 10 carriers, 320 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.