Farmers New Jersey Auto Insurance Rates
Median premium: $532/6mo across 723 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How Farmers Compares in New Jersey
Median 6-month premium across all rated ZIPs. Farmers highlighted in blue.
Geographic Detail
Cheapest Cities for Farmers
| City | Avg Premium | vs. State Median |
|---|---|---|
| Paterson | $393 | -73% |
| Hawthorne | $393 | -73% |
| Haledon | $393 | -73% |
Most Expensive Cities for Farmers
| City | Avg Premium | vs. State Median |
|---|---|---|
| Whippany | $601 | -59% |
| Stirling | $601 | -59% |
| Pottersville | $601 | -59% |
Farmers New Jersey Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see Farmers's rate in your area.
Other carriers in New Jersey
Farmers ranks #1 out of 10 carriers in New Jersey with a median 6-month premium of $532. This places Farmers 64% below the statewide median of $1,468. The carrier covers 723 ZIP codes across the state, with premiums ranging from $393 to $601.
Farmers is the cheapest option in 100% of New Jersey ZIP codes (723 ZIPs). The most affordable Farmers rates are found in Paterson, where the average premium is just $393. On the other end, Whippany has the highest Farmers premiums, averaging $601 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 10 carriers, 723 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.