GEICO Delaware Auto Insurance Rates
Median premium: $868/6mo across 96 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How GEICO Compares in Delaware
Median 6-month premium across all rated ZIPs. GEICO highlighted in blue.
Geographic Detail
Cheapest Cities for GEICO
| City | Avg Premium | vs. State Median |
|---|---|---|
| Bethany Beach | $659 | -31% |
| Dagsboro | $659 | -31% |
| Delmar | $659 | -31% |
Most Expensive Cities for GEICO
| City | Avg Premium | vs. State Median |
|---|---|---|
| Saint Georges | $1,248 | +30% |
| Kirkwood | $1,248 | +30% |
| Bear | $1,248 | +30% |
GEICO Delaware Insurance FAQ
ZIP Code Lookup
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Other carriers in Delaware
GEICO ranks #2 out of 9 carriers in Delaware with a median 6-month premium of $868. This places GEICO 9% below the statewide median of $957. The carrier covers 96 ZIP codes across the state, with premiums ranging from $659 to $1,517.
GEICO is the cheapest option in 0% of Delaware ZIP codes (0 ZIPs). The most affordable GEICO rates are found in Bethany Beach, where the average premium is just $659. On the other end, Saint Georges has the highest GEICO premiums, averaging $1,248 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 9 carriers, 96 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.