The Hartford Massachusetts Auto Insurance Rates

Median premium: $827/6mo across 685 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure The Hartford filed with the Massachusetts Department of Insurance.

Median Premium
$827
per 6 months
Premium Range
$669–$906
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
685
ZIP codes rated

How The Hartford Compares in Massachusetts

Median 6-month premium across all rated ZIPs. The Hartford highlighted in blue.

Farmers
100% cheapest$461
USAA
0% cheapest$567
State Farm
0% cheapest$724
Plymouth Rock
0% cheapest$748
Progressive
0% cheapest$788
Amica Mutual
0% cheapest$803
The Hartford
0% cheapest$827
Nationwide
0% cheapest$866
Hanover Insurance
0% cheapest$866
Travelers
0% cheapest$882
Liberty Mutual
0% cheapest$906
Allstate
0% cheapest$1,024
GEICO
0% cheapest$1,632

Geographic Detail

Cheapest Cities for The Hartford

CityAvg Premiumvs. State Median
Andover$764-8%
Agawam$827+0%
Amherst$827+0%

Most Expensive Cities for The Hartford

CityAvg Premiumvs. State Median
Nonantum$906+10%
Needham Heights$906+10%
Weston$906+10%

The Hartford Massachusetts Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see The Hartford's rate in your area.

Other carriers in Massachusetts

USAA$567/6moState Farm$724/6moGEICO$1,632/6moProgressive$788/6moFarmers$461/6moAllstate$1,024/6moNationwide$866/6moLiberty Mutual$906/6moTravelers$882/6moAmica Mutual$803/6moHanover Insurance$866/6moPlymouth Rock$748/6mo
View all Massachusetts carriers →

The Hartford ranks #7 out of 13 carriers in Massachusetts with a median 6-month premium of $827. This places The Hartford 0% below the statewide median of $827. The carrier covers 685 ZIP codes across the state, with premiums ranging from $669 to $906.

The Hartford is the cheapest option in 0% of Massachusetts ZIP codes (0 ZIPs). The most affordable The Hartford rates are found in Andover, where the average premium is just $764. On the other end, Nonantum has the highest The Hartford premiums, averaging $906 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures The Hartford filed with the Massachusetts Department of Insurance. Rates shown are calculated using The Hartford's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 13 carriers, 685 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.