The Hartford West Virginia Auto Insurance Rates

Median premium: $446/6mo across 851 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure The Hartford filed with the West Virginia Department of Insurance.

Median Premium
$446
per 6 months
Premium Range
$446–$1,785
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
851
ZIP codes rated

How The Hartford Compares in West Virginia

Median 6-month premium across all rated ZIPs. The Hartford highlighted in blue.

USAA
100% cheapest$306
Erie Insurance
0% cheapest$361
State Farm
0% cheapest$425
Amica Mutual
0% cheapest$434
The Hartford
0% cheapest$446
Farmers
0% cheapest$459
Cincinnati Financial
0% cheapest$459
Nationwide
0% cheapest$468
Travelers
0% cheapest$476
Progressive
0% cheapest$488
Liberty Mutual
0% cheapest$489
Allstate
0% cheapest$552
GEICO
0% cheapest$880

Geographic Detail

Cheapest Cities for The Hartford

CityAvg Premiumvs. State Median
Beeson$446-3%
Bud$446-3%
Covel$446-3%

Most Expensive Cities for The Hartford

CityAvg Premiumvs. State Median
Vienna$1,785+289%
Dunbar$1,785+289%
Paden City$1,606+250%

The Hartford West Virginia Insurance FAQ

ZIP Code Lookup

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Other carriers in West Virginia

USAA$306/6moState Farm$425/6moGEICO$880/6moProgressive$488/6moFarmers$459/6moAllstate$552/6moNationwide$468/6moLiberty Mutual$489/6moErie Insurance$361/6moTravelers$476/6moCincinnati Financial$459/6moAmica Mutual$434/6mo
View all West Virginia carriers →

The Hartford ranks #5 out of 13 carriers in West Virginia with a median 6-month premium of $446. This places The Hartford 3% below the statewide median of $459. The carrier covers 851 ZIP codes across the state, with premiums ranging from $446 to $1,785.

The Hartford is the cheapest option in 0% of West Virginia ZIP codes (0 ZIPs). The most affordable The Hartford rates are found in Beeson, where the average premium is just $446. On the other end, Vienna has the highest The Hartford premiums, averaging $1,785 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures The Hartford filed with the West Virginia Department of Insurance. Rates shown are calculated using The Hartford's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 13 carriers, 851 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.