Liberty Mutual Virginia Auto Insurance Rates
Median premium: $684/6mo across 1,214 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How Liberty Mutual Compares in Virginia
Median 6-month premium across all rated ZIPs. Liberty Mutual highlighted in blue.
Geographic Detail
Cheapest Cities for Liberty Mutual
| City | Avg Premium | vs. State Median |
|---|---|---|
| Fredericksburg | $684 | +15% |
| Bowling Green | $684 | +15% |
| Brooke | $684 | +15% |
Most Expensive Cities for Liberty Mutual
| City | Avg Premium | vs. State Median |
|---|---|---|
| Dhs | $926 | +56% |
| The Plains | $926 | +56% |
| Waterford | $926 | +56% |
Liberty Mutual Virginia Insurance FAQ
ZIP Code Lookup
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Other carriers in Virginia
Liberty Mutual ranks #10 out of 11 carriers in Virginia with a median 6-month premium of $684. This places Liberty Mutual 15% above the statewide median of $595. The carrier covers 1,214 ZIP codes across the state, with premiums ranging from $684 to $926.
Liberty Mutual is the cheapest option in 0% of Virginia ZIP codes (0 ZIPs). The most affordable Liberty Mutual rates are found in Fredericksburg, where the average premium is just $684. On the other end, Dhs has the highest Liberty Mutual premiums, averaging $926 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 11 carriers, 1,214 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.