Nationwide South Dakota Auto Insurance Rates
Median premium: $704/6mo across 385 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How Nationwide Compares in South Dakota
Median 6-month premium across all rated ZIPs. Nationwide highlighted in blue.
Geographic Detail
Cheapest Cities for Nationwide
| City | Avg Premium | vs. State Median |
|---|---|---|
| Belvidere | $622 | -12% |
| Draper | $622 | -12% |
| Kadoka | $622 | -12% |
Most Expensive Cities for Nationwide
| City | Avg Premium | vs. State Median |
|---|---|---|
| Whitewood | $779 | +10% |
| White Owl | $779 | +10% |
| Wasta | $779 | +10% |
Nationwide South Dakota Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see Nationwide's rate in your area.
Other carriers in South Dakota
Nationwide ranks #5 out of 10 carriers in South Dakota with a median 6-month premium of $704. This places Nationwide 1% below the statewide median of $710. The carrier covers 385 ZIP codes across the state, with premiums ranging from $598 to $779.
Nationwide is the cheapest option in 0% of South Dakota ZIP codes (0 ZIPs). The most affordable Nationwide rates are found in Belvidere, where the average premium is just $622. On the other end, Whitewood has the highest Nationwide premiums, averaging $779 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 10 carriers, 385 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.