Progressive Colorado Auto Insurance Rates

Median premium: $470/6mo across 645 ZIP codes.

Based on SERFF regulatory rate filings — updated March 2026.

Median Premium
$470
per 6 months
Premium Range
$288$764
min to max
Ranked #1 Cheapest
645
100% of ZIPs
ZIP Coverage
645
ZIP codes rated

How Progressive Compares in Colorado

Median 6-month premium across all rated ZIPs. Progressive highlighted in blue.

Progressive
100% cheapest$470
State Farm
0% cheapest$792
American Family
0% cheapest$840
USAA
0% cheapest$884
Farmers
0% cheapest$955
Nationwide
0% cheapest$972
Travelers
0% cheapest$990
Liberty Mutual
0% cheapest$1,017
Allstate
0% cheapest$1,149
GEICO
0% cheapest$1,869

Geographic Detail

Cheapest Cities for Progressive

CityAvg Premiumvs. State Median
Eads$359-63%
Crowley$361-63%
Severance$379-61%

Most Expensive Cities for Progressive

CityAvg Premiumvs. State Median
Fort Lyon$718-26%
Shawnee$673-30%
Rollinsville$662-31%

Progressive Colorado Insurance FAQ

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Progressive ranks #1 out of 10 carriers in Colorado with a median 6-month premium of $470. This places Progressive 51% below the statewide median of $964. The carrier covers 645 ZIP codes across the state, with premiums ranging from $288 to $764.

Progressive is the cheapest option in 100% of Colorado ZIP codes (645 ZIPs). The most affordable Progressive rates are found in Eads, where the average premium is just $359. On the other end, Fort Lyon has the highest Progressive premiums, averaging $718 per 6-month term.

All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 10 carriers, 645 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.