Progressive Illinois Auto Insurance Rates

Median premium: $396/6mo across 1,575 ZIP codes.

Based on SERFF regulatory rate filings — updated March 2026.

Median Premium
$396
per 6 months
Premium Range
$284$984
min to max
Ranked #1 Cheapest
1,575
100% of ZIPs
ZIP Coverage
1,575
ZIP codes rated

How Progressive Compares in Illinois

Median 6-month premium across all rated ZIPs. Progressive highlighted in blue.

Progressive
100% cheapest$396
USAA
0% cheapest$572
Erie Insurance
0% cheapest$676
Shelter Insurance
0% cheapest$700
Auto-Owners
0% cheapest$716
State Farm
0% cheapest$732
GEICO
0% cheapest$747
American Family
0% cheapest$755
Farmers
0% cheapest$844
Nationwide
0% cheapest$875
Travelers
0% cheapest$891
Liberty Mutual
0% cheapest$914
Allstate
0% cheapest$1,034

Geographic Detail

Cheapest Cities for Progressive

CityAvg Premiumvs. State Median
Cherry$284-62%
Ladd$284-62%
Arlington$287-62%

Most Expensive Cities for Progressive

CityAvg Premiumvs. State Median
Riverdale$919+23%
Hazel Crest$827+11%
Harvey$817+9%

Progressive Illinois Insurance FAQ

ZIP Code Lookup

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Other carriers in Illinois

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Progressive ranks #1 out of 13 carriers in Illinois with a median 6-month premium of $396. This places Progressive 47% below the statewide median of $747. The carrier covers 1,575 ZIP codes across the state, with premiums ranging from $284 to $984.

Progressive is the cheapest option in 100% of Illinois ZIP codes (1,575 ZIPs). The most affordable Progressive rates are found in Cherry, where the average premium is just $284. On the other end, Riverdale has the highest Progressive premiums, averaging $919 per 6-month term.

All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 13 carriers, 1,575 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.