State Farm New York Auto Insurance Rates
Median premium: $1,955/6mo across 2,154 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How State Farm Compares in New York
Median 6-month premium across all rated ZIPs. State Farm highlighted in blue.
Geographic Detail
Cheapest Cities for State Farm
| City | Avg Premium | vs. State Median |
|---|---|---|
| Dale | $977 | -41% |
| Avon | $977 | -41% |
| Caledonia | $977 | -41% |
Most Expensive Cities for State Farm
| City | Avg Premium | vs. State Median |
|---|---|---|
| Bronx | $3,799 | +127% |
| Port Washington | $2,851 | +71% |
| Long Island City | $2,313 | +39% |
State Farm New York Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see State Farm's rate in your area.
Other carriers in New York
State Farm ranks #9 out of 10 carriers in New York with a median 6-month premium of $1,955. This places State Farm 17% above the statewide median of $1,670. The carrier covers 2,154 ZIP codes across the state, with premiums ranging from $977 to $4,887.
State Farm is the cheapest option in 0% of New York ZIP codes (0 ZIPs). The most affordable State Farm rates are found in Dale, where the average premium is just $977. On the other end, Bronx has the highest State Farm premiums, averaging $3,799 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 10 carriers, 2,154 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.