State Farm Oklahoma Auto Insurance Rates

Median premium: $870/6mo across 765 ZIP codes.

Based on SERFF regulatory rate filings — updated March 2026.

Median Premium
$870
per 6 months
Premium Range
$522$1,081
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
765
ZIP codes rated

How State Farm Compares in Oklahoma

Median 6-month premium across all rated ZIPs. State Farm highlighted in blue.

USAA
100% cheapest$626
Shelter Insurance
0% cheapest$766
State Farm
0% cheapest$870
Progressive
0% cheapest$914
Farmers
0% cheapest$940
Nationwide
0% cheapest$957
Travelers
0% cheapest$974
Liberty Mutual
0% cheapest$1,000
Allstate
0% cheapest$1,131
GEICO
0% cheapest$1,495

Geographic Detail

Cheapest Cities for State Farm

CityAvg Premiumvs. State Median
Adams$522-45%
Balko$522-45%
Beaver$522-45%

Most Expensive Cities for State Farm

CityAvg Premiumvs. State Median
Wynnewood$1,081+14%
Wheatland$1,081+14%
Weatherford$1,081+14%

State Farm Oklahoma Insurance FAQ

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State Farm ranks #3 out of 10 carriers in Oklahoma with a median 6-month premium of $870. This places State Farm 8% below the statewide median of $948. The carrier covers 765 ZIP codes across the state, with premiums ranging from $522 to $1,081.

State Farm is the cheapest option in 0% of Oklahoma ZIP codes (0 ZIPs). The most affordable State Farm rates are found in Adams, where the average premium is just $522. On the other end, Wynnewood has the highest State Farm premiums, averaging $1,081 per 6-month term.

All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 10 carriers, 765 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.