State Farm Rhode Island Auto Insurance Rates
Median premium: $960/6mo across 90 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How State Farm Compares in Rhode Island
Median 6-month premium across all rated ZIPs. State Farm highlighted in blue.
Geographic Detail
Cheapest Cities for State Farm
| City | Avg Premium | vs. State Median |
|---|---|---|
| Adamsville | $693 | -34% |
| Jamestown | $693 | -34% |
| Little Compton | $693 | -34% |
Most Expensive Cities for State Farm
| City | Avg Premium | vs. State Median |
|---|---|---|
| Central Falls | $1,726 | +63% |
| Cranston | $1,705 | +61% |
| Providence | $1,665 | +58% |
State Farm Rhode Island Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see State Farm's rate in your area.
Other carriers in Rhode Island
State Farm ranks #3 out of 9 carriers in Rhode Island with a median 6-month premium of $960. This places State Farm 9% below the statewide median of $1,056. The carrier covers 90 ZIP codes across the state, with premiums ranging from $693 to $2,382.
State Farm is the cheapest option in 0% of Rhode Island ZIP codes (0 ZIPs). The most affordable State Farm rates are found in Adamsville, where the average premium is just $693. On the other end, Central Falls has the highest State Farm premiums, averaging $1,726 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 9 carriers, 90 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.