USAA Georgia Auto Insurance Rates
Median premium: $646/6mo across 952 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How USAA Compares in Georgia
Median 6-month premium across all rated ZIPs. USAA highlighted in blue.
Geographic Detail
Cheapest Cities for USAA
| City | Avg Premium | vs. State Median |
|---|---|---|
| Augusta | $388 | -59% |
| Columbus | $388 | -59% |
| Fort Benning | $388 | -59% |
Most Expensive Cities for USAA
| City | Avg Premium | vs. State Median |
|---|---|---|
| Yatesville | $792 | -17% |
| Wrightsville | $792 | -17% |
| Warthen | $792 | -17% |
USAA Georgia Insurance FAQ
ZIP Code Lookup
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Other carriers in Georgia
USAA ranks #1 out of 10 carriers in Georgia with a median 6-month premium of $646. This places USAA 32% below the statewide median of $956. The carrier covers 952 ZIP codes across the state, with premiums ranging from $388 to $792.
USAA is the cheapest option in 100% of Georgia ZIP codes (952 ZIPs). The most affordable USAA rates are found in Augusta, where the average premium is just $388. On the other end, Yatesville has the highest USAA premiums, averaging $792 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 10 carriers, 952 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.