USAA Indiana Auto Insurance Rates
Median premium: $518/6mo across 968 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How USAA Compares in Indiana
Median 6-month premium across all rated ZIPs. USAA highlighted in blue.
Geographic Detail
Cheapest Cities for USAA
| City | Avg Premium | vs. State Median |
|---|---|---|
| Branchville | $346 | -49% |
| Bristow | $346 | -49% |
| Cannelton | $346 | -49% |
Most Expensive Cities for USAA
| City | Avg Premium | vs. State Median |
|---|---|---|
| Lake Station | $979 | +43% |
| Gary | $979 | +43% |
| Sellersburg | $904 | +32% |
USAA Indiana Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see USAA's rate in your area.
Other carriers in Indiana
USAA ranks #1 out of 13 carriers in Indiana with a median 6-month premium of $518. This places USAA 24% below the statewide median of $684. The carrier covers 968 ZIP codes across the state, with premiums ranging from $346 to $979.
USAA is the cheapest option in 100% of Indiana ZIP codes (968 ZIPs). The most affordable USAA rates are found in Branchville, where the average premium is just $346. On the other end, Lake Station has the highest USAA premiums, averaging $979 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 13 carriers, 968 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.