USAA Pennsylvania Auto Insurance Rates
Median premium: $577/6mo across 2,176 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How USAA Compares in Pennsylvania
Median 6-month premium across all rated ZIPs. USAA highlighted in blue.
Geographic Detail
Cheapest Cities for USAA
| City | Avg Premium | vs. State Median |
|---|---|---|
| Laughlintown | $496 | -41% |
| Leechburg | $496 | -41% |
| Ligonier | $496 | -41% |
Most Expensive Cities for USAA
| City | Avg Premium | vs. State Median |
|---|---|---|
| Wynnewood | $700 | -17% |
| Wyncote | $700 | -17% |
| Woodlyn | $700 | -17% |
USAA Pennsylvania Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see USAA's rate in your area.
Other carriers in Pennsylvania
USAA ranks #2 out of 11 carriers in Pennsylvania with a median 6-month premium of $577. This places USAA 31% below the statewide median of $842. The carrier covers 2,176 ZIP codes across the state, with premiums ranging from $496 to $700.
USAA is the cheapest option in 0% of Pennsylvania ZIP codes (0 ZIPs). The most affordable USAA rates are found in Laughlintown, where the average premium is just $496. On the other end, Wynnewood has the highest USAA premiums, averaging $700 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 11 carriers, 2,176 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.