Auto Insurance in Daytona Beach (32117)
Florida · Very Affordable · 3th percentile statewide
Carrier Rates in 32117
6-month premiums from SERFF rate filings. Standard driver profile.
How 32117 Compares
Daytona Beach (32117) is very affordable for auto insurance in Florida, ranking in the 3th percentile.
The cheapest carrier is USAA at $381/6mo — 47% less than the most expensive (State Farm at $715).
The median premium of $476 is 28% below the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in Daytona Beach (32117)?
The median 6-month premium in Daytona Beach (32117) is $476 across 5 carriers. Premiums range from $381 to $715, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 32117?
USAA offers the lowest rate in 32117 at $381/6mo. That's 47% less than the most expensive option (State Farm at $715/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 32117?
Auto insurance rates in Daytona Beach (32117) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Daytona Beach ranks in the 3th percentile statewide, meaning it's very affordable compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 32117?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.