Auto Insurance in Palm Coast (32137)
Florida · Very Affordable · 9th percentile statewide
Carrier Rates in 32137
6-month premiums from SERFF rate filings. Standard driver profile.
How 32137 Compares
Palm Coast (32137) is very affordable for auto insurance in Florida, ranking in the 9th percentile.
The cheapest carrier is GEICO at $376/6mo — 50% less than the most expensive (State Farm at $744).
The median premium of $464 is 30% below the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in Palm Coast (32137)?
The median 6-month premium in Palm Coast (32137) is $464 across 5 carriers. Premiums range from $376 to $744, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 32137?
GEICO offers the lowest rate in 32137 at $376/6mo. That's 50% less than the most expensive option (State Farm at $744/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 32137?
Auto insurance rates in Palm Coast (32137) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Palm Coast ranks in the 9th percentile statewide, meaning it's very affordable compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 32137?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.