Auto Insurance in Jacksonville Beach (32250)
Florida · Above Average · 53th percentile statewide
Carrier Rates in 32250
6-month premiums from SERFF rate filings. Standard driver profile.
How 32250 Compares
Jacksonville Beach (32250) is above average for auto insurance in Florida, ranking in the 53th percentile.
The cheapest carrier is GEICO at $488/6mo — 47% less than the most expensive (State Farm at $921).
The median premium of $662 is 1% above the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in Jacksonville Beach (32250)?
The median 6-month premium in Jacksonville Beach (32250) is $662 across 5 carriers. Premiums range from $488 to $921, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 32250?
GEICO offers the lowest rate in 32250 at $488/6mo. That's 47% less than the most expensive option (State Farm at $921/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 32250?
Auto insurance rates in Jacksonville Beach (32250) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Jacksonville Beach ranks in the 53th percentile statewide, meaning it's above average compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 32250?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.