Auto Insurance in Orlando (32827)
Florida · Above Average · 47th percentile statewide
Carrier Rates in 32827
6-month premiums from SERFF rate filings. Standard driver profile.
How 32827 Compares
Orlando (32827) is above average for auto insurance in Florida, ranking in the 47th percentile.
The cheapest carrier is GEICO at $454/6mo — 53% less than the most expensive (State Farm at $958).
The median premium of $582 is 12% below the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in Orlando (32827)?
The median 6-month premium in Orlando (32827) is $582 across 5 carriers. Premiums range from $454 to $958, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 32827?
GEICO offers the lowest rate in 32827 at $454/6mo. That's 53% less than the most expensive option (State Farm at $958/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 32827?
Auto insurance rates in Orlando (32827) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Orlando ranks in the 47th percentile statewide, meaning it's above average compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 32827?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.