Auto Insurance in Pembroke Pines (33028)
Florida · Below Average · 35th percentile statewide
Carrier Rates in 33028
6-month premiums from SERFF rate filings. Standard driver profile.
How 33028 Compares
Pembroke Pines (33028) is below average for auto insurance in Florida, ranking in the 35th percentile.
The cheapest carrier is GEICO at $407/6mo — 50% less than the most expensive (State Farm at $816).
The median premium of $562 is 15% below the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in Pembroke Pines (33028)?
The median 6-month premium in Pembroke Pines (33028) is $562 across 5 carriers. Premiums range from $407 to $816, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 33028?
GEICO offers the lowest rate in 33028 at $407/6mo. That's 50% less than the most expensive option (State Farm at $816/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 33028?
Auto insurance rates in Pembroke Pines (33028) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Pembroke Pines ranks in the 35th percentile statewide, meaning it's below average compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 33028?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.