Auto Insurance in North Miami Beach (33160)
Florida · Expensive · 85th percentile statewide
Carrier Rates in 33160
6-month premiums from SERFF rate filings. Standard driver profile.
How 33160 Compares
North Miami Beach (33160) is expensive for auto insurance in Florida, ranking in the 85th percentile.
The cheapest carrier is GEICO at $470/6mo — 52% less than the most expensive (State Farm at $983).
The median premium of $647 is 2% below the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in North Miami Beach (33160)?
The median 6-month premium in North Miami Beach (33160) is $647 across 5 carriers. Premiums range from $470 to $983, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 33160?
GEICO offers the lowest rate in 33160 at $470/6mo. That's 52% less than the most expensive option (State Farm at $983/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 33160?
Auto insurance rates in North Miami Beach (33160) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. North Miami Beach ranks in the 85th percentile statewide, meaning it's expensive compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
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Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.