Auto Insurance in North Miami (33161)
Florida · Above Average · 61th percentile statewide
Carrier Rates in 33161
6-month premiums from SERFF rate filings. Standard driver profile.
How 33161 Compares
North Miami (33161) is above average for auto insurance in Florida, ranking in the 61th percentile.
The cheapest carrier is USAA at $508/6mo — 46% less than the most expensive (State Farm at $934).
The median premium of $608 is 8% below the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in North Miami (33161)?
The median 6-month premium in North Miami (33161) is $608 across 5 carriers. Premiums range from $508 to $934, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 33161?
USAA offers the lowest rate in 33161 at $508/6mo. That's 46% less than the most expensive option (State Farm at $934/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 33161?
Auto insurance rates in North Miami (33161) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. North Miami ranks in the 61th percentile statewide, meaning it's above average compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 33161?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.