Auto Insurance in Fort Lauderdale (33306)
Florida · Expensive · 84th percentile statewide
Carrier Rates in 33306
6-month premiums from SERFF rate filings. Standard driver profile.
How 33306 Compares
Fort Lauderdale (33306) is expensive for auto insurance in Florida, ranking in the 84th percentile.
The cheapest carrier is USAA at $536/6mo — 44% less than the most expensive (State Farm at $955).
The median premium of $645 is 2% below the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in Fort Lauderdale (33306)?
The median 6-month premium in Fort Lauderdale (33306) is $645 across 5 carriers. Premiums range from $536 to $955, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 33306?
USAA offers the lowest rate in 33306 at $536/6mo. That's 44% less than the most expensive option (State Farm at $955/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 33306?
Auto insurance rates in Fort Lauderdale (33306) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Fort Lauderdale ranks in the 84th percentile statewide, meaning it's expensive compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 33306?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.