Auto Insurance in West Palm Beach (33404)
Florida · Expensive · 91th percentile statewide
Carrier Rates in 33404
6-month premiums from SERFF rate filings. Standard driver profile.
How 33404 Compares
West Palm Beach (33404) is expensive for auto insurance in Florida, ranking in the 91th percentile.
The cheapest carrier is GEICO at $521/6mo — 49% less than the most expensive (State Farm at $1,027).
The median premium of $658 is 0% above the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in West Palm Beach (33404)?
The median 6-month premium in West Palm Beach (33404) is $658 across 5 carriers. Premiums range from $521 to $1,027, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 33404?
GEICO offers the lowest rate in 33404 at $521/6mo. That's 49% less than the most expensive option (State Farm at $1,027/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 33404?
Auto insurance rates in West Palm Beach (33404) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. West Palm Beach ranks in the 91th percentile statewide, meaning it's expensive compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 33404?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.