Auto Insurance in Tampa (33606)
Florida · Expensive · 94th percentile statewide
Carrier Rates in 33606
6-month premiums from SERFF rate filings. Standard driver profile.
How 33606 Compares
Tampa (33606) is expensive for auto insurance in Florida, ranking in the 94th percentile.
The cheapest carrier is GEICO at $526/6mo — 49% less than the most expensive (State Farm at $1,039).
The median premium of $698 is 6% above the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in Tampa (33606)?
The median 6-month premium in Tampa (33606) is $698 across 5 carriers. Premiums range from $526 to $1,039, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 33606?
GEICO offers the lowest rate in 33606 at $526/6mo. That's 49% less than the most expensive option (State Farm at $1,039/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 33606?
Auto insurance rates in Tampa (33606) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Tampa ranks in the 94th percentile statewide, meaning it's expensive compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 33606?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.