Auto Insurance in St. Petersburg (33704)
Florida · Expensive · 66th percentile statewide
Carrier Rates in 33704
6-month premiums from SERFF rate filings. Standard driver profile.
How 33704 Compares
St. Petersburg (33704) is expensive for auto insurance in Florida, ranking in the 66th percentile.
The cheapest carrier is GEICO at $511/6mo — 49% less than the most expensive (State Farm at $992).
The median premium of $656 is 0% below the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in St. Petersburg (33704)?
The median 6-month premium in St. Petersburg (33704) is $656 across 5 carriers. Premiums range from $511 to $992, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 33704?
GEICO offers the lowest rate in 33704 at $511/6mo. That's 49% less than the most expensive option (State Farm at $992/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 33704?
Auto insurance rates in St. Petersburg (33704) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. St. Petersburg ranks in the 66th percentile statewide, meaning it's expensive compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 33704?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.