Auto Insurance in Clearwater (33764)
Florida · Below Average · 31th percentile statewide
Carrier Rates in 33764
6-month premiums from SERFF rate filings. Standard driver profile.
How 33764 Compares
Clearwater (33764) is below average for auto insurance in Florida, ranking in the 31th percentile.
The cheapest carrier is GEICO at $461/6mo — 44% less than the most expensive (State Farm at $818).
The median premium of $528 is 20% below the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in Clearwater (33764)?
The median 6-month premium in Clearwater (33764) is $528 across 5 carriers. Premiums range from $461 to $818, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 33764?
GEICO offers the lowest rate in 33764 at $461/6mo. That's 44% less than the most expensive option (State Farm at $818/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 33764?
Auto insurance rates in Clearwater (33764) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Clearwater ranks in the 31th percentile statewide, meaning it's below average compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 33764?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.