Auto Insurance in Cape Coral (33990)
Florida · Very Affordable · 6th percentile statewide
Carrier Rates in 33990
6-month premiums from SERFF rate filings. Standard driver profile.
How 33990 Compares
Cape Coral (33990) is very affordable for auto insurance in Florida, ranking in the 6th percentile.
The cheapest carrier is GEICO at $381/6mo — 49% less than the most expensive (State Farm at $752).
The median premium of $464 is 29% below the Florida statewide median of $658.
Frequently Asked Questions
How much is auto insurance in Cape Coral (33990)?
The median 6-month premium in Cape Coral (33990) is $464 across 5 carriers. Premiums range from $381 to $752, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 33990?
GEICO offers the lowest rate in 33990 at $381/6mo. That's 49% less than the most expensive option (State Farm at $752/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 33990?
Auto insurance rates in Cape Coral (33990) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Cape Coral ranks in the 6th percentile statewide, meaning it's very affordable compared to other Florida ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in Florida
Want full rate data for 33990?
Access ZIP-level rate data across all 5 carriers, 397 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.