Allstate Texas Auto Insurance Rates
Median premium: $1,123/6mo across 2,600 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How Allstate Compares in Texas
Median 6-month premium across all rated ZIPs. Allstate highlighted in blue.
Geographic Detail
Cheapest Cities for Allstate
| City | Avg Premium | vs. State Median |
|---|---|---|
| Texhoma | $578 | -39% |
| Bowie | $578 | -39% |
| Forestburg | $578 | -39% |
Most Expensive Cities for Allstate
| City | Avg Premium | vs. State Median |
|---|---|---|
| Alief | $2,892 | +204% |
| Bellaire | $2,790 | +194% |
| Channelview | $2,688 | +183% |
Allstate Texas Insurance FAQ
ZIP Code Lookup
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Other carriers in Texas
Allstate ranks #9 out of 9 carriers in Texas with a median 6-month premium of $1,123. This places Allstate 18% above the statewide median of $950. The carrier covers 2,600 ZIP codes across the state, with premiums ranging from $578 to $2,892.
Allstate is the cheapest option in 0% of Texas ZIP codes (0 ZIPs). The most affordable Allstate rates are found in Texhoma, where the average premium is just $578. On the other end, Alief has the highest Allstate premiums, averaging $2,892 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 9 carriers, 2,600 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.