GEICO Texas Auto Insurance Rates
Median premium: $631/6mo across 2,600 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How GEICO Compares in Texas
Median 6-month premium across all rated ZIPs. GEICO highlighted in blue.
Geographic Detail
Cheapest Cities for GEICO
| City | Avg Premium | vs. State Median |
|---|---|---|
| Texhoma | $325 | -66% |
| Bowie | $325 | -66% |
| Forestburg | $325 | -66% |
Most Expensive Cities for GEICO
| City | Avg Premium | vs. State Median |
|---|---|---|
| Alief | $1,626 | +71% |
| Bellaire | $1,569 | +65% |
| Channelview | $1,512 | +59% |
GEICO Texas Insurance FAQ
ZIP Code Lookup
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Other carriers in Texas
GEICO ranks #2 out of 9 carriers in Texas with a median 6-month premium of $631. This places GEICO 34% below the statewide median of $950. The carrier covers 2,600 ZIP codes across the state, with premiums ranging from $325 to $1,626.
GEICO is the cheapest option in 0% of Texas ZIP codes (0 ZIPs). The most affordable GEICO rates are found in Texhoma, where the average premium is just $325. On the other end, Alief has the highest GEICO premiums, averaging $1,626 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
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