Amica Mutual Minnesota Auto Insurance Rates

Median premium: $718/6mo across 992 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Amica Mutual filed with the Minnesota Department of Insurance.

Median Premium
$718
per 6 months
Premium Range
$607–$1,397
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
992
ZIP codes rated

How Amica Mutual Compares in Minnesota

Median 6-month premium across all rated ZIPs. Amica Mutual highlighted in blue.

USAA
100% cheapest$507
Progressive
0% cheapest$536
Auto-Owners
0% cheapest$634
American Family
0% cheapest$669
Farmers
0% cheapest$676
Auto Club (AAA)
0% cheapest$690
Amica Mutual
0% cheapest$718
State Farm
0% cheapest$732
The Hartford
0% cheapest$739
Nationwide
0% cheapest$774
Travelers
0% cheapest$788
Liberty Mutual
0% cheapest$810
Allstate
0% cheapest$915
GEICO
0% cheapest$1,478

Geographic Detail

Cheapest Cities for Amica Mutual

CityAvg Premiumvs. State Median
Silver Bay$607-16%
Two Harbors$610-16%
Isabella$614-15%

Most Expensive Cities for Amica Mutual

CityAvg Premiumvs. State Median
Almelund$1,263+74%
Minnetonka Beach$1,142+58%
Loretto$1,094+51%

Amica Mutual Minnesota Insurance FAQ

ZIP Code Lookup

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Other carriers in Minnesota

USAA$507/6moState Farm$732/6moGEICO$1,478/6moProgressive$536/6moFarmers$676/6moAllstate$915/6moNationwide$774/6moLiberty Mutual$810/6moTravelers$788/6moAmerican Family$669/6moAuto-Owners$634/6moAuto Club (AAA)$690/6moThe Hartford$739/6mo
View all Minnesota carriers →

Amica Mutual ranks #7 out of 14 carriers in Minnesota with a median 6-month premium of $718. This places Amica Mutual 1% below the statewide median of $725. The carrier covers 992 ZIP codes across the state, with premiums ranging from $607 to $1,397.

Amica Mutual is the cheapest option in 0% of Minnesota ZIP codes (0 ZIPs). The most affordable Amica Mutual rates are found in Silver Bay, where the average premium is just $607. On the other end, Almelund has the highest Amica Mutual premiums, averaging $1,263 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Amica Mutual filed with the Minnesota Department of Insurance. Rates shown are calculated using Amica Mutual's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 14 carriers, 992 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.