The Hartford Minnesota Auto Insurance Rates

Median premium: $739/6mo across 992 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure The Hartford filed with the Minnesota Department of Insurance.

Median Premium
$739
per 6 months
Premium Range
$625–$1,438
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
992
ZIP codes rated

How The Hartford Compares in Minnesota

Median 6-month premium across all rated ZIPs. The Hartford highlighted in blue.

USAA
100% cheapest$507
Progressive
0% cheapest$536
Auto-Owners
0% cheapest$634
American Family
0% cheapest$669
Farmers
0% cheapest$676
Auto Club (AAA)
0% cheapest$690
Amica Mutual
0% cheapest$718
State Farm
0% cheapest$732
The Hartford
0% cheapest$739
Nationwide
0% cheapest$774
Travelers
0% cheapest$788
Liberty Mutual
0% cheapest$810
Allstate
0% cheapest$915
GEICO
0% cheapest$1,478

Geographic Detail

Cheapest Cities for The Hartford

CityAvg Premiumvs. State Median
Silver Bay$625-14%
Two Harbors$628-13%
Isabella$632-13%

Most Expensive Cities for The Hartford

CityAvg Premiumvs. State Median
Almelund$1,300+79%
Minnetonka Beach$1,175+62%
Loretto$1,126+55%

The Hartford Minnesota Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see The Hartford's rate in your area.

Other carriers in Minnesota

USAA$507/6moState Farm$732/6moGEICO$1,478/6moProgressive$536/6moFarmers$676/6moAllstate$915/6moNationwide$774/6moLiberty Mutual$810/6moTravelers$788/6moAmerican Family$669/6moAuto-Owners$634/6moAuto Club (AAA)$690/6moAmica Mutual$718/6mo
View all Minnesota carriers →

The Hartford ranks #9 out of 14 carriers in Minnesota with a median 6-month premium of $739. This places The Hartford 2% above the statewide median of $725. The carrier covers 992 ZIP codes across the state, with premiums ranging from $625 to $1,438.

The Hartford is the cheapest option in 0% of Minnesota ZIP codes (0 ZIPs). The most affordable The Hartford rates are found in Silver Bay, where the average premium is just $625. On the other end, Almelund has the highest The Hartford premiums, averaging $1,300 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures The Hartford filed with the Minnesota Department of Insurance. Rates shown are calculated using The Hartford's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 14 carriers, 992 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.