Amica Mutual New York Auto Insurance Rates
Median premium: $1,550/6mo across 2,154 ZIP codes.
Based on SERFF regulatory rate filings — the official rate structure Amica Mutual filed with the New York Department of Insurance.
How Amica Mutual Compares in New York
Median 6-month premium across all rated ZIPs. Amica Mutual highlighted in blue.
Geographic Detail
Cheapest Cities for Amica Mutual
| City | Avg Premium | vs. State Median |
|---|---|---|
| Akron | $775 | -53% |
| Alden | $775 | -53% |
| Alexander | $775 | -53% |
Most Expensive Cities for Amica Mutual
| City | Avg Premium | vs. State Median |
|---|---|---|
| Buffalo | $3,876 | +138% |
| Bronx | $3,013 | +85% |
| Staten Island | $1,814 | +11% |
Amica Mutual New York Insurance FAQ
ZIP Code Lookup
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Other carriers in New York
Amica Mutual ranks #6 out of 14 carriers in New York with a median 6-month premium of $1,550. This places Amica Mutual 5% below the statewide median of $1,632. The carrier covers 2,154 ZIP codes across the state, with premiums ranging from $775 to $3,876.
Amica Mutual is the cheapest option in 0% of New York ZIP codes (0 ZIPs). The most affordable Amica Mutual rates are found in Akron, where the average premium is just $775. On the other end, Buffalo has the highest Amica Mutual premiums, averaging $3,876 per 6-month term.
All rate data is sourced from SERFF regulatory filings — the official rate structures Amica Mutual filed with the New York Department of Insurance. Rates shown are calculated using Amica Mutual's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 14 carriers, 2,154 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.