Amica Mutual Rhode Island Auto Insurance Rates

Median premium: $979/6mo across 90 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Amica Mutual filed with the Rhode Island Department of Insurance.

Median Premium
$979
per 6 months
Premium Range
$706–$2,429
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
90
ZIP codes rated

How Amica Mutual Compares in Rhode Island

Median 6-month premium across all rated ZIPs. Amica Mutual highlighted in blue.

Farmers
100% cheapest$596
USAA
0% cheapest$774
State Farm
0% cheapest$960
GEICO
0% cheapest$960
Amica Mutual
0% cheapest$979
The Hartford
0% cheapest$1,008
Nationwide
0% cheapest$1,056
Travelers
0% cheapest$1,075
Liberty Mutual
0% cheapest$1,104
Allstate
0% cheapest$1,248
Progressive
0% cheapest$1,300

Geographic Detail

Cheapest Cities for Amica Mutual

CityAvg Premiumvs. State Median
Adamsville$706-30%
Jamestown$706-30%
Little Compton$706-30%

Most Expensive Cities for Amica Mutual

CityAvg Premiumvs. State Median
Central Falls$1,760+75%
Cranston$1,739+73%
Providence$1,698+68%

Amica Mutual Rhode Island Insurance FAQ

ZIP Code Lookup

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Other carriers in Rhode Island

USAA$774/6moState Farm$960/6moGEICO$960/6moProgressive$1,300/6moFarmers$596/6moAllstate$1,248/6moNationwide$1,056/6moLiberty Mutual$1,104/6moTravelers$1,075/6moThe Hartford$1,008/6mo
View all Rhode Island carriers →

Amica Mutual ranks #5 out of 11 carriers in Rhode Island with a median 6-month premium of $979. This places Amica Mutual 3% below the statewide median of $1,008. The carrier covers 90 ZIP codes across the state, with premiums ranging from $706 to $2,429.

Amica Mutual is the cheapest option in 0% of Rhode Island ZIP codes (0 ZIPs). The most affordable Amica Mutual rates are found in Adamsville, where the average premium is just $706. On the other end, Central Falls has the highest Amica Mutual premiums, averaging $1,760 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Amica Mutual filed with the Rhode Island Department of Insurance. Rates shown are calculated using Amica Mutual's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 11 carriers, 90 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.