Amica Mutual South Dakota Auto Insurance Rates

Median premium: $653/6mo across 385 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Amica Mutual filed with the South Dakota Department of Insurance.

Median Premium
$653
per 6 months
Premium Range
$576–$722
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
385
ZIP codes rated

How Amica Mutual Compares in South Dakota

Median 6-month premium across all rated ZIPs. Amica Mutual highlighted in blue.

USAA
100% cheapest$427
Progressive
0% cheapest$557
Farm Bureau
0% cheapest$563
American Family
0% cheapest$608
State Farm
0% cheapest$640
Amica Mutual
0% cheapest$653
The Hartford
0% cheapest$672
Nationwide
0% cheapest$704
Travelers
0% cheapest$717
Liberty Mutual
0% cheapest$736
Allstate
0% cheapest$832
Farmers
0% cheapest$897
GEICO
0% cheapest$929

Geographic Detail

Cheapest Cities for Amica Mutual

CityAvg Premiumvs. State Median
Belvidere$576-14%
Draper$576-14%
Kadoka$576-14%

Most Expensive Cities for Amica Mutual

CityAvg Premiumvs. State Median
Whitewood$722+7%
White Owl$722+7%
Wasta$722+7%

Amica Mutual South Dakota Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see Amica Mutual's rate in your area.

Other carriers in South Dakota

USAA$427/6moState Farm$640/6moGEICO$929/6moProgressive$557/6moFarmers$897/6moAllstate$832/6moNationwide$704/6moLiberty Mutual$736/6moTravelers$717/6moAmerican Family$608/6moThe Hartford$672/6moFarm Bureau$563/6mo
View all South Dakota carriers →

Amica Mutual ranks #6 out of 13 carriers in South Dakota with a median 6-month premium of $653. This places Amica Mutual 3% below the statewide median of $672. The carrier covers 385 ZIP codes across the state, with premiums ranging from $576 to $722.

Amica Mutual is the cheapest option in 0% of South Dakota ZIP codes (0 ZIPs). The most affordable Amica Mutual rates are found in Belvidere, where the average premium is just $576. On the other end, Whitewood has the highest Amica Mutual premiums, averaging $722 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Amica Mutual filed with the South Dakota Department of Insurance. Rates shown are calculated using Amica Mutual's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 13 carriers, 385 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.