Cincinnati Financial Kentucky Auto Insurance Rates

Median premium: $900/6mo across 946 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Cincinnati Financial filed with the Kentucky Department of Insurance.

Median Premium
$900
per 6 months
Premium Range
$900–$1,143
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
946
ZIP codes rated

How Cincinnati Financial Compares in Kentucky

Median 6-month premium across all rated ZIPs. Cincinnati Financial highlighted in blue.

USAA
100% cheapest$600
Farmers
0% cheapest$664
Erie Insurance
0% cheapest$708
KY Farm Bureau
0% cheapest$708
Shelter Insurance
0% cheapest$733
State Farm
0% cheapest$833
Progressive
0% cheapest$835
Amica Mutual
0% cheapest$850
The Hartford
0% cheapest$875
Cincinnati Financial
0% cheapest$900
Nationwide
0% cheapest$916
Travelers
0% cheapest$933
Liberty Mutual
0% cheapest$958
Allstate
0% cheapest$1,083
GEICO
0% cheapest$1,270

Geographic Detail

Cheapest Cities for Cincinnati Financial

CityAvg Premiumvs. State Median
Burgin$900+6%
Carlisle$900+6%
Clay City$900+6%

Most Expensive Cities for Cincinnati Financial

CityAvg Premiumvs. State Median
Louisville$1,143+34%
Westview$1,143+34%
West Point$1,143+34%

Cincinnati Financial Kentucky Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see Cincinnati Financial's rate in your area.

Other carriers in Kentucky

USAA$600/6moState Farm$833/6moGEICO$1,270/6moProgressive$835/6moFarmers$664/6moAllstate$1,083/6moNationwide$916/6moLiberty Mutual$958/6moErie Insurance$708/6moTravelers$933/6moShelter Insurance$733/6moThe Hartford$875/6moAmica Mutual$850/6moKY Farm Bureau$708/6mo
View all Kentucky carriers →

Cincinnati Financial ranks #10 out of 15 carriers in Kentucky with a median 6-month premium of $900. This places Cincinnati Financial 6% above the statewide median of $850. The carrier covers 946 ZIP codes across the state, with premiums ranging from $900 to $1,143.

Cincinnati Financial is the cheapest option in 0% of Kentucky ZIP codes (0 ZIPs). The most affordable Cincinnati Financial rates are found in Burgin, where the average premium is just $900. On the other end, Louisville has the highest Cincinnati Financial premiums, averaging $1,143 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Cincinnati Financial filed with the Kentucky Department of Insurance. Rates shown are calculated using Cincinnati Financial's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 15 carriers, 946 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.