Cincinnati Financial North Carolina Auto Insurance Rates

Median premium: $745/6mo across 1,081 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Cincinnati Financial filed with the North Carolina Department of Insurance.

Median Premium
$745
per 6 months
Premium Range
$447–$914
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
1,081
ZIP codes rated

How Cincinnati Financial Compares in North Carolina

Median 6-month premium across all rated ZIPs. Cincinnati Financial highlighted in blue.

USAA
100% cheapest$485
Erie Insurance
0% cheapest$586
State Farm
0% cheapest$620
Auto-Owners
0% cheapest$621
GEICO
0% cheapest$673
Auto Club (AAA)
0% cheapest$676
Amica Mutual
0% cheapest$704
Progressive
0% cheapest$707
The Hartford
0% cheapest$724
Farmers
0% cheapest$727
Cincinnati Financial
0% cheapest$745
Nationwide
0% cheapest$759
Travelers
0% cheapest$773
Liberty Mutual
0% cheapest$794
Allstate
0% cheapest$876

Geographic Detail

Cheapest Cities for Cincinnati Financial

CityAvg Premiumvs. State Median
Durham$447-37%
Asheville$447-37%
Andrews$447-37%

Most Expensive Cities for Cincinnati Financial

CityAvg Premiumvs. State Median
Woodland$914+29%
Wilson$914+29%
Williamston$914+29%

Cincinnati Financial North Carolina Insurance FAQ

ZIP Code Lookup

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Other carriers in North Carolina

USAA$485/6moState Farm$620/6moGEICO$673/6moProgressive$707/6moFarmers$727/6moAllstate$876/6moNationwide$759/6moLiberty Mutual$794/6moErie Insurance$586/6moTravelers$773/6moAuto-Owners$621/6moAuto Club (AAA)$676/6moThe Hartford$724/6moAmica Mutual$704/6mo
View all North Carolina carriers →

Cincinnati Financial ranks #11 out of 15 carriers in North Carolina with a median 6-month premium of $745. This places Cincinnati Financial 5% above the statewide median of $707. The carrier covers 1,081 ZIP codes across the state, with premiums ranging from $447 to $914.

Cincinnati Financial is the cheapest option in 0% of North Carolina ZIP codes (0 ZIPs). The most affordable Cincinnati Financial rates are found in Durham, where the average premium is just $447. On the other end, Woodland has the highest Cincinnati Financial premiums, averaging $914 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Cincinnati Financial filed with the North Carolina Department of Insurance. Rates shown are calculated using Cincinnati Financial's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 15 carriers, 1,081 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.