The Hartford North Carolina Auto Insurance Rates

Median premium: $724/6mo across 1,081 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure The Hartford filed with the North Carolina Department of Insurance.

Median Premium
$724
per 6 months
Premium Range
$435–$889
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
1,081
ZIP codes rated

How The Hartford Compares in North Carolina

Median 6-month premium across all rated ZIPs. The Hartford highlighted in blue.

USAA
100% cheapest$485
Erie Insurance
0% cheapest$586
State Farm
0% cheapest$620
Auto-Owners
0% cheapest$621
GEICO
0% cheapest$673
Auto Club (AAA)
0% cheapest$676
Amica Mutual
0% cheapest$704
Progressive
0% cheapest$707
The Hartford
0% cheapest$724
Farmers
0% cheapest$727
Cincinnati Financial
0% cheapest$745
Nationwide
0% cheapest$759
Travelers
0% cheapest$773
Liberty Mutual
0% cheapest$794
Allstate
0% cheapest$876

Geographic Detail

Cheapest Cities for The Hartford

CityAvg Premiumvs. State Median
Durham$435-38%
Asheville$435-38%
Andrews$435-38%

Most Expensive Cities for The Hartford

CityAvg Premiumvs. State Median
Woodland$889+26%
Wilson$889+26%
Williamston$889+26%

The Hartford North Carolina Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see The Hartford's rate in your area.

Other carriers in North Carolina

USAA$485/6moState Farm$620/6moGEICO$673/6moProgressive$707/6moFarmers$727/6moAllstate$876/6moNationwide$759/6moLiberty Mutual$794/6moErie Insurance$586/6moTravelers$773/6moAuto-Owners$621/6moAuto Club (AAA)$676/6moCincinnati Financial$745/6moAmica Mutual$704/6mo
View all North Carolina carriers →

The Hartford ranks #9 out of 15 carriers in North Carolina with a median 6-month premium of $724. This places The Hartford 2% above the statewide median of $707. The carrier covers 1,081 ZIP codes across the state, with premiums ranging from $435 to $889.

The Hartford is the cheapest option in 0% of North Carolina ZIP codes (0 ZIPs). The most affordable The Hartford rates are found in Durham, where the average premium is just $435. On the other end, Woodland has the highest The Hartford premiums, averaging $889 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures The Hartford filed with the North Carolina Department of Insurance. Rates shown are calculated using The Hartford's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 15 carriers, 1,081 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.