Cincinnati Financial Ohio Auto Insurance Rates

Median premium: $624/6mo across 1,416 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Cincinnati Financial filed with the Ohio Department of Insurance.

Median Premium
$624
per 6 months
Premium Range
$383–$1,079
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
1,416
ZIP codes rated

How Cincinnati Financial Compares in Ohio

Median 6-month premium across all rated ZIPs. Cincinnati Financial highlighted in blue.

Progressive
100% cheapest$406
USAA
0% cheapest$416
Erie Insurance
0% cheapest$491
Auto-Owners
0% cheapest$520
State Farm
0% cheapest$532
American Family
0% cheapest$549
GEICO
0% cheapest$578
Amica Mutual
0% cheapest$590
The Hartford
0% cheapest$607
Farmers
0% cheapest$624
Cincinnati Financial
0% cheapest$624
Nationwide
0% cheapest$636
Hanover Insurance
0% cheapest$636
Travelers
0% cheapest$647
Liberty Mutual
0% cheapest$665
Allstate
0% cheapest$751

Geographic Detail

Cheapest Cities for Cincinnati Financial

CityAvg Premiumvs. State Median
Alvada$383-36%
Arcadia$383-36%
Attica$383-36%

Most Expensive Cities for Cincinnati Financial

CityAvg Premiumvs. State Median
Solon$1,053+76%
Maple Heights$1,053+76%
Beachwood$1,053+76%

Cincinnati Financial Ohio Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see Cincinnati Financial's rate in your area.

Other carriers in Ohio

USAA$416/6moState Farm$532/6moGEICO$578/6moProgressive$406/6moFarmers$624/6moAllstate$751/6moNationwide$636/6moLiberty Mutual$665/6moErie Insurance$491/6moTravelers$647/6moAmerican Family$549/6moAuto-Owners$520/6moThe Hartford$607/6moAmica Mutual$590/6moHanover Insurance$636/6mo
View all Ohio carriers →

Cincinnati Financial ranks #11 out of 16 carriers in Ohio with a median 6-month premium of $624. This places Cincinnati Financial 4% above the statewide median of $598. The carrier covers 1,416 ZIP codes across the state, with premiums ranging from $383 to $1,079.

Cincinnati Financial is the cheapest option in 0% of Ohio ZIP codes (0 ZIPs). The most affordable Cincinnati Financial rates are found in Alvada, where the average premium is just $383. On the other end, Solon has the highest Cincinnati Financial premiums, averaging $1,053 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Cincinnati Financial filed with the Ohio Department of Insurance. Rates shown are calculated using Cincinnati Financial's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 16 carriers, 1,416 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.