Farm Bureau North Dakota Auto Insurance Rates

Median premium: $528/6mo across 407 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Farm Bureau filed with the North Dakota Department of Insurance.

Median Premium
$528
per 6 months
Premium Range
$496–$613
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
407
ZIP codes rated

How Farm Bureau Compares in North Dakota

Median 6-month premium across all rated ZIPs. Farm Bureau highlighted in blue.

USAA
100% cheapest$432
Farm Bureau
0% cheapest$528
Progressive
0% cheapest$536
American Family
0% cheapest$570
GEICO
0% cheapest$581
Amica Mutual
0% cheapest$612
State Farm
0% cheapest$619
The Hartford
0% cheapest$630
Nationwide
0% cheapest$660
Travelers
0% cheapest$672
Liberty Mutual
0% cheapest$690
Allstate
0% cheapest$780
Farmers
0% cheapest$1,220

Geographic Detail

Cheapest Cities for Farm Bureau

CityAvg Premiumvs. State Median
Dickinson$496-20%
Williston$496-20%
Minot Afb$507-18%

Most Expensive Cities for Farm Bureau

CityAvg Premiumvs. State Median
West Fargo$613-1%
Grand Forks Afb$576-7%
Fargo$571-8%

Farm Bureau North Dakota Insurance FAQ

ZIP Code Lookup

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Other carriers in North Dakota

USAA$432/6moState Farm$619/6moGEICO$581/6moProgressive$536/6moFarmers$1,220/6moAllstate$780/6moNationwide$660/6moLiberty Mutual$690/6moTravelers$672/6moAmerican Family$570/6moThe Hartford$630/6moAmica Mutual$612/6mo
View all North Dakota carriers →

Farm Bureau ranks #2 out of 13 carriers in North Dakota with a median 6-month premium of $528. This places Farm Bureau 15% below the statewide median of $619. The carrier covers 407 ZIP codes across the state, with premiums ranging from $496 to $613.

Farm Bureau is the cheapest option in 0% of North Dakota ZIP codes (0 ZIPs). The most affordable Farm Bureau rates are found in Dickinson, where the average premium is just $496. On the other end, West Fargo has the highest Farm Bureau premiums, averaging $613 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Farm Bureau filed with the North Dakota Department of Insurance. Rates shown are calculated using Farm Bureau's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 13 carriers, 407 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.