The Hartford North Dakota Auto Insurance Rates

Median premium: $630/6mo across 407 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure The Hartford filed with the North Dakota Department of Insurance.

Median Premium
$630
per 6 months
Premium Range
$592–$732
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
407
ZIP codes rated

How The Hartford Compares in North Dakota

Median 6-month premium across all rated ZIPs. The Hartford highlighted in blue.

USAA
100% cheapest$432
Farm Bureau
0% cheapest$528
Progressive
0% cheapest$536
American Family
0% cheapest$570
GEICO
0% cheapest$581
Amica Mutual
0% cheapest$612
State Farm
0% cheapest$619
The Hartford
0% cheapest$630
Nationwide
0% cheapest$660
Travelers
0% cheapest$672
Liberty Mutual
0% cheapest$690
Allstate
0% cheapest$780
Farmers
0% cheapest$1,220

Geographic Detail

Cheapest Cities for The Hartford

CityAvg Premiumvs. State Median
Dickinson$592-4%
Williston$592-4%
Minot Afb$605-2%

Most Expensive Cities for The Hartford

CityAvg Premiumvs. State Median
West Fargo$732+18%
Grand Forks Afb$687+11%
Fargo$681+10%

The Hartford North Dakota Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see The Hartford's rate in your area.

Other carriers in North Dakota

USAA$432/6moState Farm$619/6moGEICO$581/6moProgressive$536/6moFarmers$1,220/6moAllstate$780/6moNationwide$660/6moLiberty Mutual$690/6moTravelers$672/6moAmerican Family$570/6moAmica Mutual$612/6moFarm Bureau$528/6mo
View all North Dakota carriers →

The Hartford ranks #8 out of 13 carriers in North Dakota with a median 6-month premium of $630. This places The Hartford 2% above the statewide median of $619. The carrier covers 407 ZIP codes across the state, with premiums ranging from $592 to $732.

The Hartford is the cheapest option in 0% of North Dakota ZIP codes (0 ZIPs). The most affordable The Hartford rates are found in Dickinson, where the average premium is just $592. On the other end, West Fargo has the highest The Hartford premiums, averaging $732 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures The Hartford filed with the North Dakota Department of Insurance. Rates shown are calculated using The Hartford's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 13 carriers, 407 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.