GEICO California Auto Insurance Rates
Median premium: $1,098/6mo across 2,593 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How GEICO Compares in California
Median 6-month premium across all rated ZIPs. GEICO highlighted in blue.
Geographic Detail
Cheapest Cities for GEICO
| City | Avg Premium | vs. State Median |
|---|---|---|
| San Ardo | $606 | -47% |
| Etna | $621 | -46% |
| Weed | $625 | -46% |
Most Expensive Cities for GEICO
| City | Avg Premium | vs. State Median |
|---|---|---|
| Camp Pendleton | $2,067 | +79% |
| Universal City | $1,891 | +64% |
| Reseda | $1,841 | +60% |
GEICO California Insurance FAQ
ZIP Code Lookup
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Other carriers in California
GEICO ranks #4 out of 9 carriers in California with a median 6-month premium of $1,098. This places GEICO 5% below the statewide median of $1,153. The carrier covers 2,593 ZIP codes across the state, with premiums ranging from $606 to $2,536.
GEICO is the cheapest option in 0% of California ZIP codes (0 ZIPs). The most affordable GEICO rates are found in San Ardo, where the average premium is just $606. On the other end, Camp Pendleton has the highest GEICO premiums, averaging $2,067 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 9 carriers, 2,593 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.