Progressive California Auto Insurance Rates

Median premium: $1,153/6mo across 2,593 ZIP codes.

Based on SERFF regulatory rate filings — updated March 2026.

Median Premium
$1,153
per 6 months
Premium Range
$636$2,663
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
2,593
ZIP codes rated

How Progressive Compares in California

Median 6-month premium across all rated ZIPs. Progressive highlighted in blue.

Liberty Mutual
100% cheapest$646
Farmers
0% cheapest$673
USAA
0% cheapest$791
GEICO
0% cheapest$1,098
Progressive
0% cheapest$1,153
Nationwide
0% cheapest$1,208
Travelers
0% cheapest$1,230
State Farm
0% cheapest$2,070
Allstate
0% cheapest$2,588

Geographic Detail

Cheapest Cities for Progressive

CityAvg Premiumvs. State Median
San Ardo$636-45%
Etna$652-43%
Weed$656-43%

Most Expensive Cities for Progressive

CityAvg Premiumvs. State Median
Camp Pendleton$2,171+88%
Universal City$1,986+72%
Reseda$1,933+68%

Progressive California Insurance FAQ

ZIP Code Lookup

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Other carriers in California

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Progressive ranks #5 out of 9 carriers in California with a median 6-month premium of $1,153. This places Progressive 0% below the statewide median of $1,153. The carrier covers 2,593 ZIP codes across the state, with premiums ranging from $636 to $2,663.

Progressive is the cheapest option in 0% of California ZIP codes (0 ZIPs). The most affordable Progressive rates are found in San Ardo, where the average premium is just $636. On the other end, Camp Pendleton has the highest Progressive premiums, averaging $2,171 per 6-month term.

All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 9 carriers, 2,593 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.