GEICO Montana Auto Insurance Rates
Median premium: $1,228/6mo across 404 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How GEICO Compares in Montana
Median 6-month premium across all rated ZIPs. GEICO highlighted in blue.
Geographic Detail
Cheapest Cities for GEICO
| City | Avg Premium | vs. State Median |
|---|---|---|
| Absarokee | $988 | +25% |
| Acton | $988 | +25% |
| Ashland | $988 | +25% |
Most Expensive Cities for GEICO
| City | Avg Premium | vs. State Median |
|---|---|---|
| Billings | $1,764 | +123% |
| Laurel | $1,764 | +123% |
| Huntley | $1,764 | +123% |
GEICO Montana Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see GEICO's rate in your area.
Other carriers in Montana
GEICO ranks #9 out of 9 carriers in Montana with a median 6-month premium of $1,228. This places GEICO 55% above the statewide median of $792. The carrier covers 404 ZIP codes across the state, with premiums ranging from $988 to $1,764.
GEICO is the cheapest option in 0% of Montana ZIP codes (0 ZIPs). The most affordable GEICO rates are found in Absarokee, where the average premium is just $988. On the other end, Billings has the highest GEICO premiums, averaging $1,764 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 9 carriers, 404 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.