State Farm Montana Auto Insurance Rates
Median premium: $915/6mo across 404 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How State Farm Compares in Montana
Median 6-month premium across all rated ZIPs. State Farm highlighted in blue.
Geographic Detail
Cheapest Cities for State Farm
| City | Avg Premium | vs. State Median |
|---|---|---|
| Absarokee | $736 | -7% |
| Acton | $736 | -7% |
| Ashland | $736 | -7% |
Most Expensive Cities for State Farm
| City | Avg Premium | vs. State Median |
|---|---|---|
| Billings | $1,315 | +66% |
| Laurel | $1,315 | +66% |
| Huntley | $1,315 | +66% |
State Farm Montana Insurance FAQ
ZIP Code Lookup
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Other carriers in Montana
State Farm ranks #8 out of 9 carriers in Montana with a median 6-month premium of $915. This places State Farm 16% above the statewide median of $792. The carrier covers 404 ZIP codes across the state, with premiums ranging from $736 to $1,315.
State Farm is the cheapest option in 0% of Montana ZIP codes (0 ZIPs). The most affordable State Farm rates are found in Absarokee, where the average premium is just $736. On the other end, Billings has the highest State Farm premiums, averaging $1,315 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 9 carriers, 404 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.