The Hartford Colorado Auto Insurance Rates
Median premium: $938/6mo across 645 ZIP codes.
Based on SERFF regulatory rate filings — the official rate structure The Hartford filed with the Colorado Department of Insurance.
How The Hartford Compares in Colorado
Median 6-month premium across all rated ZIPs. The Hartford highlighted in blue.
Geographic Detail
Cheapest Cities for The Hartford
| City | Avg Premium | vs. State Median |
|---|---|---|
| Eads | $709 | -24% |
| Crowley | $730 | -22% |
| Severance | $749 | -20% |
Most Expensive Cities for The Hartford
| City | Avg Premium | vs. State Median |
|---|---|---|
| Fort Lyon | $1,417 | +51% |
| Shawnee | $1,327 | +41% |
| Rollinsville | $1,307 | +39% |
The Hartford Colorado Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see The Hartford's rate in your area.
Other carriers in Colorado
The Hartford ranks #7 out of 13 carriers in Colorado with a median 6-month premium of $938. This places The Hartford 0% below the statewide median of $938. The carrier covers 645 ZIP codes across the state, with premiums ranging from $569 to $1,507.
The Hartford is the cheapest option in 0% of Colorado ZIP codes (0 ZIPs). The most affordable The Hartford rates are found in Eads, where the average premium is just $709. On the other end, Fort Lyon has the highest The Hartford premiums, averaging $1,417 per 6-month term.
All rate data is sourced from SERFF regulatory filings — the official rate structures The Hartford filed with the Colorado Department of Insurance. Rates shown are calculated using The Hartford's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 13 carriers, 645 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.