Liberty Mutual Michigan Auto Insurance Rates
Median premium: $1,438/6mo across 1,159 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How Liberty Mutual Compares in Michigan
Median 6-month premium across all rated ZIPs. Liberty Mutual highlighted in blue.
Geographic Detail
Cheapest Cities for Liberty Mutual
| City | Avg Premium | vs. State Median |
|---|---|---|
| Flint | $862 | -33% |
| Burton | $862 | -33% |
| Lansing | $862 | -33% |
Most Expensive Cities for Liberty Mutual
| City | Avg Premium | vs. State Median |
|---|---|---|
| White Pigeon | $1,876 | +46% |
| Watervliet | $1,876 | +46% |
| Vicksburg | $1,876 | +46% |
Liberty Mutual Michigan Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see Liberty Mutual's rate in your area.
Other carriers in Michigan
Liberty Mutual ranks #10 out of 10 carriers in Michigan with a median 6-month premium of $1,438. This places Liberty Mutual 12% above the statewide median of $1,281. The carrier covers 1,159 ZIP codes across the state, with premiums ranging from $862 to $1,876.
Liberty Mutual is the cheapest option in 0% of Michigan ZIP codes (0 ZIPs). The most affordable Liberty Mutual rates are found in Flint, where the average premium is just $862. On the other end, White Pigeon has the highest Liberty Mutual premiums, averaging $1,876 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 10 carriers, 1,159 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.